Bewertungen für UniCredit
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Top-Bewertung auf Indeed
Hilfreichste Bewertung, ausgewählt von Indeed
The everchanging management and strategy makes it impossible to make yourself sure of the path you're in for more than one year straight, but this also allows you to take on new opportunities on both a local and international level. Just be flexible and patient.
International environment and opportunities (to be reached)
Unreliable and hardly trustable management
Nichts für junge Leute, die etwas bewegen wollen. Bürokratischer Apparat, in dem jeder versucht, möglichst viel Arbeit auf andere zu schieben. Permanente Abbaumentalität und italienische Eigentümer, die nur Chaos und Anti-Qualität beitragen. Schicke Anzüge und Wichtigtuerei sind in Milano gefragt. Wer mit dem Arbeitsleben abgeschlossen hat, kann gerne in der Bank Austria anfangen. Jeder mit Herz, Hirn und Motivation sollte sich hier schnellstens entfernen.
The investment finance part mainly consisted of going over Business plans of SMEs and to determine whether they were eligible for structured loans. Special institutions would thus reduce their interest payments. Export finance was mainly concerned with providing structured loans for the export and import of goods. To safeguard against; Political risk, Market risk, Production risk. A typical day at work included; Reading Business plans to determine whether they were eligible for a structured loan. Filling documents of existing clients, for loans. Assessing the risk of a potential new loans. I learned what was required in a professional work environment. With regard to loans I learned that specific projects within firms can benefit from structured loans. For example if the country is investing in tourism to a certain region, a project that will increase tourism to that region can benefit from a structured loan and pay reduced interest rates. The workplace culture was very friendly, and supportive of my position as intern. They were always ready to answer any question I had. The hardest part of the job: Knowing about all the financial products/possibilites offered in detail. The most enjoyable part of the job: Reading business plans to find potential financing opportunities.
Nontheless the team in the branch in Feldkirch our manager was able to keep a very familiar atmosphere. The every day work was diversified. My responsibilities went from the customer apointments, sales, customer service, till to all the back office work like contract compliation and preparation. Also all the team had to work very close together about exceeding sales targets as well as in customer acquisition. The hardest part of the job was keeping track of the fast changing guidelines and the current market situation to be able to work propperly in the various divisions. I enjoyed having a wide range of responsibilities, focussing on my own targets as well as working in a great team.
I started work at 8:00am but usually got there at between 6:45am and 7:15am. No matter how early I got there, if there was a colleague at work before me they would always welcome me with a smile on their face. The valuable lessons I took from this work experience were great team work. The system we used on our computers needed a lot of updates from time to time, which would make it harder for us to carry out our work. However, in our department we knew this before we get into work as our supervisor would have informed us via e-mail or a text message first thing in the morning. A lot of my co-workers were younger than me but there were also those that were a lot older than me. They were the ones that trained me and did a great job at that in my opinion. I would not say that there was any part of my job that was hard. However, there were days where some of my daily tasks would take longer to complete due to requests coming from bank branches. On the other hand, the most enjoyable part was having breakfast with the whole department every second and last Friday of the month. We would have long tables full of bread, cheese, ham, cereal, orange juice etc.
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